Founded in Austin, Texas

CapCity Group was formed in the heart of the Lone Star state. 

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Building A Legacy Together

Founded by Tammy and Zach Smith. A husband and wife team out of Austin, Texas. When we first got into the industry we ourselves did not have any Life Insurance, in fact both of our families had a legacy of not having this type of coverage. This resulted in harships over the years for both of our families. We believe this is mainly because a lack or knowledge and understanding. We have put in place protection for our family as well as setup a Legacy for our children. And we wish to do the same for every family. 

We are using this framework to build a network of Trusted Insurance Advisers who are equipped to educate and inform you about the latest trends and solutions. The industry is changing fast, rates are going down and we believe its possible to everyone to find a solution. Whether its to protect your equity in your house, protect your investments from an ever changing market, or build a college fund for your children. We can show you how. 

Our Team…

Tammy began in the industry in 2014, starting part time as a Stay-at-Home Mother of two. With her tenacity for learning and unique way with advising clients she quickly became a top producer and an Agency Director with a larger organization. This year she took her skills and went independent to be able to better help her clients and her agents.

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Tammy Smith

Co-Founder & Insurance Coach

Zach soon joined his wife in the Insurance industry a year after she started. He uses his background in Information Technology to drive innovation within the team.

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Zach Smith

Co-Founder & Technology Coach

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Glenn Coles

Trusted Local Insurance Adviser

Learn More…

Final Expense Insurance

Final expenses are the costs that arise at the time of a person’s death. This includes bills associated with final medical expenses, funeral or memorial services, and the price of burial or cremation. The average burial in the United States today costs approximately $9,000, and that cost does not include

Universal Life Insurance

Universal life insurance is a type of permanent life insurance policy that is generally more affordable than other options. In addition to providing a death benefit, universal life insurance also provides flexible premiums and includes a cash value savings component which can be used to supplement income and pay expenses.

Disability Insurance

When you think of your assets, you probably think of tangible things like your home, car and retirement account. But, what about your ability to earn a living? We believe one of your biggest assets isn’t anything you can touch or feel; it’s your ability to earn an income. If

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