Founded in Austin, Texas

CapCity Group was formed in the heart of the Lone Star state. 

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Building A Legacy Together

Founded by Tammy and Zach Smith. A husband and wife team out of Austin, Texas. When we first got into the industry we ourselves did not have any Life Insurance, in fact both of our families had a legacy of not having this type of coverage. This resulted in harships over the years for both of our families. We believe this is mainly because a lack or knowledge and understanding. We have put in place protection for our family as well as setup a Legacy for our children. And we wish to do the same for every family. 

We are using this framework to build a network of Trusted Insurance Advisers who are equipped to educate and inform you about the latest trends and solutions. The industry is changing fast, rates are going down and we believe its possible to everyone to find a solution. Whether its to protect your equity in your house, protect your investments from an ever changing market, or build a college fund for your children. We can show you how. 

Our Team…

Tammy began in the industry in 2014, starting part time as a Stay-at-Home Mother of two. With her tenacity for learning and unique way with advising clients she quickly became a top producer and an Agency Director with a larger organization. This year she took her skills and went independent to be able to better help her clients and her agents.

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Tammy Smith

Co-Founder & Insurance Coach

Zach soon joined his wife in the Insurance industry a year after she started. He uses his background in Information Technology to drive innovation within the team.

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Zach Smith

Co-Founder & Technology Coach

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Glenn Coles

Trusted Local Insurance Adviser

Learn More…

Critical Illness Insurance

A cancer diagnosis, heart attack or other unforeseen health crisis could leave you unable to earn an income, adding financial stress to an already emotionally stressful situation. Unfortunately, your mortgage or rent payment and other monthly expenses will still need to be paid. On top of those obligations, medical bills

Medicare Supplements

A Medicare Supplement Insurance (Medigap) policy helps pay some of the health care costs that Original Medicare doesn’t cover, like: Copayments Coinsurance Deductibles Some Medigap policies also cover services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy,

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