FAQ:

About CapCity Group >

How is CapCity Group Different?

We think about this as the 4 C’s of quality client service. Connections – We are fortunate to be partnered/connected to the 100 most top rated Insurance Carriers in the Nation. You can be sure that your insurance is in the hands of companies that

Term Life Insurance

When you know you want to provide life insurance benefits to your loved ones in the event you die prematurely, it’s easy to find yourself confused by all of the different types of policies, and policy options, available. Term life insurance can be an affordable way to provide some financial protection for a specific period

Mortgage Protection Insurance

As a homeowner, being able to pay your mortgage on time every month is important. What would happen to your loved ones if you were to die prematurely, become disabled or critically ill, and your income suddenly disappeared? Would they be able to pay off the mortgage without difficulty and stay in their home? If

Final Expense Insurance

Final expenses are the costs that arise at the time of a person’s death. This includes bills associated with final medical expenses, funeral or memorial services, and the price of burial or cremation. The average burial in the United States today costs approximately $9,000, and that cost does not include funeral or final medical expenses.

Critical Illness Insurance

A cancer diagnosis, heart attack or other unforeseen health crisis could leave you unable to earn an income, adding financial stress to an already emotionally stressful situation. Unfortunately, your mortgage or rent payment and other monthly expenses will still need to be paid. On top of those obligations, medical bills can quickly pile up. If

Medicare Supplements

A Medicare Supplement Insurance (Medigap) policy helps pay some of the health care costs that Original Medicare doesn’t cover, like: Copayments Coinsurance Deductibles Some Medigap policies also cover services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, here’s what happens: Medicare will

Universal Life Insurance

Universal life insurance is a type of permanent life insurance policy that is generally more affordable than other options. In addition to providing a death benefit, universal life insurance also provides flexible premiums and includes a cash value savings component which can be used to supplement income and pay expenses. What Is Universal Life Insurance?

Disability Insurance

When you think of your assets, you probably think of tangible things like your home, car and retirement account. But, what about your ability to earn a living? We believe one of your biggest assets isn’t anything you can touch or feel; it’s your ability to earn an income. If you’re like a majority of

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